These Terms of Service govern all access to and use of TradePoint Capital’s platform, content, community, and services. By accessing this website or its services in any form (collectively, the "Services") provided by TradePoint Capital (collectively, “the Company”), you acknowledge and agree to the terms outlined below.

1. Description of Services

TradePoint Capital is an independent research firm registered in the Bahamas, with a primary focus on delivering high-quality investment research and advanced education on global financial markets. The Company collaborates with affiliates worldwide, combining diverse market expertise and perspectives to deliver a performance-driven educational environment focused on CFDs, Futures, Cryptocurrencies, and Stocks. The Company provides digital educational content related to trading and investing, research publications, articles, live sessions, market analysis, optional mentorship access, online course and access to private community, all for educational purposes only. Services are delivered exclusively third-party platforms, like Whop, Discord, Zoom, Substack, YouTube, Google Drive, and we are using third-party payment processor Stripe where its needed. TradePoint Capital does not provide financial advice, investment advice, trading signals, legal or tax advice, or any kind of financial services. All of our services are intended for educational purposes only. All content is provided strictly for informational and educational purposes only. It does not constitute financial advice, investment recommendations, or an offer or solicitation to buy or sell any financial instrument. The contents shared by TradePoint Capital or its affiliates reflects personal opinions and general approaches to understanding financial markets and should not be relied upon for making investment decisions. For avoiding any doubt, TradePoint Capital is not a registered licensed or regulated as a financial services provider. TradePoint Capital and its affiliates and mentors are not a registered investment adviser, brokers, or trading advisor, and does not provide personalized advice. You are strongly encouraged to conduct your own independent research and due diligence and to seek advice from an independent and appropriately licensed financial advisor.

2. Eligibility Requirements

To use the Services, you must be at least 18 years old. TradePoint Capital and its services are intended for individuals at least 18 years old. The Company’s services are not directed at or intended for use by individuals under 18 years old or in jurisdictions where such distribution and usage may violate applicable laws or regulations. The users are fully responsible for ensuring that they comply with the laws and regulations of their own jurisdiction. The Company, its officers, employees, affiliates, partners, and agents expressly disclaim any liability for users actions which result in violation of applicable laws or regulations. By using the Services, you represent and warrant that you meet these eligibility requirements and you hold yourself liable for your own personal actions.

3. User Responsibilities

Users are responsible for maintaining the confidentiality of their login credentials and for all activity that occurs under their account. Account sharing, redistribution of content, or granting access to non paying individuals is strictly prohibited. Users must follow all community guidelines (available in the Discord server of TradePoint Capital) and conduct themselves respectfully within the private community. Violation of rules may result in removal from the services without refund, including but not limited to harassment, inappropriate behavior, disruptive conduct, stealing of intellectual property or attempts to undermine the community and its mentors integrity. By using this website and its services you agree to hold the Company, its affiliates, partners, and any authorized distributors harmless from any and all claims, losses, damages, or liabilities arising from your use of the information or services provided. The Company shall not be liable for any loss or damage arising from your failure to safeguard your account credentials, unauthorized access to your account, inaccuracies or service distruptions and your use of third-party platforms or services. To the fullest extent permitted by applicable law, the Company shall not be liable for any direct, indirect, incidental, consequential, or special damages arising out of or in connection with your use of, or reliance on, the Services. You are solely responsible for your own trading and investment decisions.

4. Intellectual Property

All content provided through the Services, including its branding, mentorship resources and any other digital resources, is the exclusive property of TradePoint Capital. It is protected by copyright, trademark, and other intellectual property laws. Users are not permitted to copy, repost, distribute, share, resell, or reproduce any content. We grant you a limited, personal, non-exclusive, non-transferable, revocable license to access and use the content solely for your own educational purposes during your active use of our services. Unauthorized use or distribution of content will result in immediate removal from the platforms, future legal action(s) and complete removal from the services without refund. Users may submit testimonials, comments, messages, or other content within the community. By posting or sending such content, you grant TradePoint Capital and its affiliates the permission to use it for marketing, advertising, or promotional purposes, including on all social media platforms, unless otherwise agreed upon in writing. You agree to treat all contents provided by TradePoint Capital and its affiliates confidential and not to disclose or make such contents available to any third party without prior written authorization by the Company.

5. Risk Disclosure

Trading and investing in financial instruments, including but not limited to Contracts for Difference (CFDs), Cryptocurrencies, Stocks, and Futures, involves a high level of risk and may not be suitable for all individuals. Financial markets are volatile, unpredictable, and influenced by numerous economic, political, regulatory, technological, psychological factors and other factors. Asset prices may rise or fall rapidly, and there is no guarantee that any trading or investment strategy or activity will generate profits. You should never trade or invest money that you cannot afford to lose. Past performance is not indicative of future results. Historical returns, hypothetical performance, backtesting results, or simulated trading examples and environments should not be relied upon as guarantees of future profitability. This section does not disclose all of the risks and other significant aspects of trading and investing in futures, cfds, crypto and stocks. You should carefully consider and evaluate whether trading and investing is appropriate for you in light of your experience, objectives, risk-tolerance, financial resources, financial situation and other relevant circumstances. You should fully understand all the risks involved and also to seek advice from an independent and appropriately licensed financial advisor before participating in these markets. You acknowledge and accept full responsibility for your own actions.

5.1. Futures Risk Disclosure

Trading futures contracts involves significant financial risk due to the use of leverage and may not be suitable for all individuals. Leverage allows traders to control a larger position with a relatively small amount of capital. While leverage may amplify profits, it can equally amplify losses, potentially resulting in losses exceeding your initial investment where applicable under your broker's terms and local regulations. A relatively small market movement will have a proportionately larger impact on the funds you have deposited or will have to deposit: this may work against you as well as for you. You may sustain a total loss of initial margin funds and any additional funds deposited with the firm to maintain your position. If the market moves against your position or margin levels are increased, you may be called upon to pay substantial additional funds on short notice to maintain your position. If you fail to comply with a request for additional funds within the time prescribed, your position may be liquidated at a loss, and you will be liable for any resulting deficit. The placing of certain orders (e.g., “stop-loss” orders, where permitted under local law, or “stop-limit” orders) which are intended to limit losses to certain amounts may not be effective because market conditions may make it impossible to execute such orders. Strategies using combinations of positions, such as “spread” and “straddle” positions, may be as risky as taking simple “long” or “short” positions. Futures markets can experience: rapid price movements, high volatility, liquidity risks, margin calls, forced liquidation of positions. You should fully understand how futures contracts, margin requirements, and leverage operate and also to seek advice from an independent and appropriately licensed financial advisor before participating in these markets.

5.2. CFDs Risk Disclosure

Contracts for Difference products (CFDs) are complex leveraged financial instruments that carry a high level of risk and may not be suitable for all individuals. Because CFDs are traded using leverage, relatively small market movements can have a significant impact on your account balance and it is possible to lose all of the capital deposited into your trading account. You should ensure that you fully understand how CFDs work and seek advice from an independent and appropriately licensed financial advisor before participating in these markets.

5.3. Stock Market Risk Disclosure

Investing in stocks, exchange-traded funds (ETFs), options, mutual funds, exchange-traded products (ETPs), and other securities involves substantial risk and may not be suitable for every individual Prices of these financial products may fluctuate due to company performance, earnings announcements, interest rate changes, economic conditions, market sentiment, geopolitical events, regulatory developments, or industry-specific risks. Dividend payments are not guaranteed, and companies may reduce or eliminate dividends at any time. Diversification does not guarantee profits or protect against losses. There is no guarantee of profit, and you may lose some or all of your invested capital.

5.4. Cryptocurrencies Risk Disclosure

Cryptocurrencies, digital assets, stablecoins, utility tokens, non-fungible tokens (NFTs), decentralized finance (DeFi) protocols, and other blockchain-based assets are highly speculative and extremely volatile, and involve substantial risk and may not be suitable for every individual. Digital asset markets are volatile and may experience rapid and significant price fluctuations over short periods of time. Cryptocurrencies are generally not backed by governments or central banks and may be subject to technological risks, regulatory changes, cybersecurity threats, exchange failures, smart contract vulnerabilities, hacking incidents, and permanent loss of access due to lost private keys. There is no guarantee that cryptocurrencies will maintain their value or continue to exist in their current form. Investing or trading cryptocurrencies may result in the partial or complete loss of your capital. You should ensure that you fully understand how Cryptocurrencies and other digital assets work and seek advice from an independent and appropriately licensed financial advisor before participating in these markets.

6. No Financial Advice

We do not offer financial advice, investment advice, personalized trading and investing guidance, or trading signals. Nothing within the website and the Services should be interpreted as an instruction to buy, sell, or trade any financial instrument. Users are solely responsible for their trading and investing decisions and outcomes.

7. No Refund Policy

All billings, payments, and subscription management are handled through Whop and in some cases through Stripe. Users are solely responsible for managing their subscription, updating, payment information, and cancelling before renewal dates. All sales are final once purchase is complete. This includes renewals, lifetime access, and all other tiers. Single exception is when the user is charged twice or more for the the same product. To claim this single exception the user must get in touch with the Company within 72 hours, failing to do so results in rejection of single exception.

8. Termination

The Company reserves the right to terminate your access to the Services at any time, without prior notice, for any reason, including but not limited to your breach of these Terms. Upon termination, you must immediately cease all use of the Services and destroy any copies of any materials you have obtained from the Services.

9. Service Modifications

The Company reserves the right to terminate your access to the Services at any time, without prior notice, for any reason, including but not limited to your breach of these Terms. Upon termination, you must immediately cease all use of the Services and destroy any copies of any materials you have obtained from the Services.

10. Terms of Service Alternations

The Company reserves the right, at its sole discretion, to modify, update, or replace these Terms of Service, as well as any content on the website, at any time and without prior notice, unless otherwise required by applicable law. By continuing to access or use the website following the publication of any changes, you acknowledge that you have read, understood, and agree to be bound by the revised version of these terms. The date of the latest update may be indicated on this page for reference. If you do not agree with any modification to these Terms and Conditions, you must immediately discontinue use of this website and its services.

11. Trademark Notice

All trademarks, service marks, trade names, brand names, logos, and other identifying marks displayed in connection with the Services are the property of their respective owners. The display or use of such marks does not imply any affiliation with, sponsorship by, endorsement of, or ownership interest in such third parties, unless expressly stated otherwise. The Company may reference, recommend, or display the trademarks, logos, or brand names of third-party service providers, partners, affiliates, or other organizations for informational, partnership, or promotional purposes. Such references are provided solely to identify those third parties and their respective products or services and do not constitute an endorsement, guarantee, or representation regarding their services unless expressly stated by the Company. Certain third parties referenced through the Services may be regulated financial entities, professional service providers, or other regulated entities. Any products, services, advice, recommendations, or representations provided by such third parties are solely the responsibility of those third parties. The Company does not provide, control, supervise, guarantee, or assume responsibility for the services, advice, products, or regulatory obligations of any third-party provider unless expressly stated otherwise. Any unauthorized use of trademarks, service marks, brand names, or logos displayed through the Services is strictly prohibited and may violate applicable intellectual property laws. If you believe that any material made available through the Services infringes your intellectual property rights or that any trademark or other identifying mark has been used improperly, please contact the Company at info@tradepointcapital.org. The Company will review the matter and, where appropriate, take reasonable steps to address the concern, including removing or correcting the applicable material as soon as possible.

12. Jurisdiction-Specific Terms

Additional terms of services may apply to users who access the services provided by the Company. In particular, users accessing the services intended for the Hungarian community (Hungarian Education) may be subject to supplementary terms and conditions applicable to the locally operated educational services provided through the relevant Hungarian entity. These jurisdiction-specific provisions form an integral part of the applicable agreement and shall be read together with these Terms of Service. In the event of any conflict between these Terms of Service and the applicable jurisdiction-specific provisions, the jurisdiction-specific provisions shall prevail with respect to the relevant educational services.

Further details regarding the Hungarian educational services and applicable terms are exclusively available at: https://www.tradepointcapital.org/ev

13. Cancellation Policy

Our Services may be offered as either recurring subscriptions that provided limited time access or one-time purchases that provide lifetime access. You may cancel your subscription at any time through Whop or Substack or by contacting us in email. Cancellation will take effect at the end of your current billing period unless otherwise stated. You will continue to have access to the Services until the end of the paid billing period, and no further recurring charges will be made after your cancellation is processed. If you purchase the Services through a one-time payment option, there are no recurring charges and therefore no cancellation is required, if you wish to cancel you can leave or delete your subscription at any time. Please note, that your subscription is not transferrable.

14. Chargebacks

Before initiating a chargeback or payment dispute, you agree to contact us to allow us an opportunity to resolve the issue. Fraudulent or abusive chargebacks may result in the suspension or permanent termination of your account. Filing a chargeback on an authorized charge can result in your account being terminated. If you have a billing issue contact us first via email. We reserve the right to dispute any chargeback and recover any fees or unpaid amounts to the extent permitted by applicable law. Filing a chargeback on an authorized charge can result in your account being terminated.

15. Disclaimer of Warranties

The Services are provided on an "as is" and "as available" basis without warranties of any kind, whether express or implied, including but not limited to merchantability, fitness for a particular purpose, non-infringement, accuracy, reliability, availability, or uninterrupted use. We do not warrant that the Services will be error-free, secure, or free of viruses or other harmful components.

16. Third-Party Service Providers

We may use third-party service providers to facilitate, operate, maintain, or improve the Services, including but not limited to payment processing, hosting, analytics, customer support, communications, and other business operations. These providers may have access to certain information only as necessary to perform services on our behalf and are expected to protect such information in accordance with applicable law. Your use of certain features of the Services may also be subject to the terms, conditions, and privacy policies of applicable third-party providers. We are not responsible for the content, availability, security, or practices of third-party services and disclaim any liability arising from your use of such services.

17. Limiting Liability

To the fullest extent permitted by applicable law, the use of this website and the Company’s services is at your own risk and its an independent decision of yours. The Company, including its officers, directors, employees, affiliates, mentors, partners, and agents, shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages, including but not limited to financial losses, loss of profits, loss of data, or business interruption, arising out of or in connection with the use or inability to use the website or Services, reliance on any information or content provided by the Company, the use of third-party service providers, including broker platforms, any errors, omissions, or inaccuracies in content or technology.

18. Indemnification

You agree to defend, indemnify, and hold harmless The Company, including its officers, directors, employees, affiliates, mentors, partners, and agents from and against any claims, liabilities, damages, losses, and expenses (including reasonable legal fees) arising out of or in any way connected with your use of the Services, your trading and investment decisions, your violation of these Terms, or your infringement of any rights and terms of a third party service provider.

19. Governing Law

Users are responsible for ensuring that they comply with the laws and regulations of their jurisdiction. The Company and the website visitor agree to attempt to resolve any disputes through mutual negotiations. In such a case, the customer shall contact us by sending an email to info@tradepointcapital.org describing the dispute. This Agreement is governed by the laws of the Commonwealth of the Bahamas. The exclusive jurisdiction for any disputes arising from this Agreement shall be the courts of the Bahamas, with appeals as permitted to the Bahamian Court of Appeal.

20. Contact Information

Please email us at info@tradepointcapital.org with any queries or concerns regarding these terms of service. This email address constitutes the official communication channel for all matters relating to these Terms of Service, including notices of disputes, requests for information, or the exercise of any applicable rights. The Company will make reasonable efforts to respond to all legitimate inquiries within 30 days; however, responses are not guaranteed.